Money and Debt 
In this English vocabulary lesson you will learn some of the main words we use in English when we talk about the topic of MONEY and DEBT.
This lesson will help you improve your English fluency and help build your vocabulary so you have more range when you speak English.
We all have a lot of monthly expenses. You know, things like mortgage payments, electricity and telephone bills, car loans, etc.
You might also have daily costs like public transport and lunch. As a result of all the costs in our daily lives many people set themselves a daily, weekly, or monthly budget. That means that you set yourself a certain amount of money that you can spend.
Because life is so expense these days many families have trouble to make ends meet. They often spend more moent than they earn and they get into debt.
You try to cut back on some things and reduce your expenses.
I am not saying that you have to become a cheapskate and not spend any money, just try to be a little frugal and learn to economise.
If you are lucky and can save money every month, you might want to invest your money in something that will appreciate over time like a house or land.
Property is normally a good investment so too are blue-chip shares.
Be careful where you invest your money. Many people have gone broke investing badly in things like Ponzi schemes.
However, if you do go under you can always start from scratch and try to build you assets again.
In fact, many of the most successful entrepreneurs have been bankrupt at one stage of their careers.
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